News & Insights

Latest in Property, Finance and Wealth Management

Read the latest research, expert analysis and reports from Ramsay & White.

Ramsay & White Secures Funding for £1.9m GDV, 20-Room HMO Conversion in Derby

Ramsay & White secured a structured development finance package for a £1.9m GDV, 20-room HMO conversion in Derby, covering both acquisition and 100% of build costs.

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£1.85m Business Acquisition Loan Secured

Ramsay & White secured a £1.85m acquisition loan, enabling a client to purchase a fast-growing haulage company and accelerate their expansion in the logistics sector.

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Bridging

Property Investment

A Beginner’s Guide to Bridging Loans

Over the last few years, bridging loans have become increasingly popular amongst property investors and developers looking to grow their property...

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Mortgages

What is Equity Release and How Does it Work? A Guide for Homeowners

Equity release is a way of using your home to generate income without needing to downsize your property. It is a type of mortgage that allows you to...

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Buy-to-Let

HMO

Mortgages

How to Diversify Your Buy-to-Let Property Portfolio

Many property investors find a strategy that works for them and tend to stick to what they know without ever trying something new. Wanting to...

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Bridging

Property Development

8 Common and Creative Ways to Use Bridging Finance

Bridging loans can be an extremely useful finance tool for property investors, business owners and individuals needing a short-term cash injection...

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How to Start and Scale Your Buy-to-Let Property Business in 2022

Investing in a buy-to-let (BTL) property is one of the best ways to create financial security and build wealth by generating passive, monthly...

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Property Investment Strategy: A Quick Guide to Serviced Accommodation

Property Investment Strategy: A Quick Guide to Serviced Accommodation

Serviced accommodation is one of the fastest-growing sectors in the property rental market. It provides tangible benefits to both landlords and...

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5 of the Biggest Property Investing Myths Debunked

Bridging

Buy-to-Let

Mortgages

5 of the Biggest Property Investing Myths Debunked

When it comes to investing in property, like all investments, there are often misconceptions – particularly from first-time investors and overseas...

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News

Ramsay & White Confirmed as LendInvest Strategic Partner for 2022

Ramsay & White are excited to announce we have been chosen as LendInvests' Strategic Partner for 2022! LendInvest is a forward-thinking,..

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News

Key Dates for Landlords to Be Aware of in 2022

It’s crucial that Landlords stay up to date with legislation and regulation changes within the property industry in order to ensure their tenants...

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News

Joel White Joins The Prince’s Trust Enterprise Network for Wales

Group Director and Founder of award-winning mortgage brokerage; Ramsay & White, Joel White has joined The Prince’s Trust Enterprise Network for...

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The Beginners Guide to Property Investing

The Beginners Guide to Property Investing

Whether you’re interested in generating some extra cash, replacing your income, or building financial freedom – a property portfolio can provide...

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Investing in HMO Property – 5 Common Questions & Answers

Buy-to-Let

HMO

Investing in HMO Property - 5 Common Questions & Answers

More and more property investors are adding HMOs to their portfolio and around 500,000 properties in the UK are now HMOs! The main benefit of HMOs...

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R&W Updates

News

Joel White Gives Inspiring Prince's Trust Talk

Ramsay & White Director, Joel White, was recently asked to give a presentation on behalf of the Prince's Trust as part of their Enterprise...

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8 Things BTL Landlords Need To Know In 2021

Buy-to-Let

HMO

8 Things BTL Landlords Need To Know In 2021

Given the uncertainty around the ongoing pandemic, no one can truly predict the state of the property market in the year ahead. However, here are...

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Buy-to-Let

HMO

Mortgages

3 Tips for Buy-To-Let Investors During a Pandemic

The UK economy is officially in recession for the first time since 2009. To make matters worse, we’re also in the thick of a global pandemic. But...

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Infographic: U.K. Stamp Duty and Land Tax Temporary Changes

Infographic: U.K. Stamp Duty and Land Tax Temporary Changes

With England, Northern Ireland, Scotland and Wales making temporary changes to Stamp Duty and Land Tax, here's a breakdown of how the changes vary...

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Buy-to-Let

HMO

Mortgages

What are the pros and cons of investing in HMOs?

Houses of Multiple Occupancy (HMOs) have been rapidly growing in popularity among property investors over the last few years. With gross yields...

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9 Tips To Scale Your Property Portfolio - Ramsay & White Property Finance, arial shot of neighbourhood

9 Tips To Scale Your Property Portfolio

When done well, investing in property can provide lucrative returns. In order to go from being a beginner landlord to a property investor with a...

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Listen to the Ramsay & White Wealth Management Podcast by Joel White

Hosted by Founder, Investor and Financial Adviser Joel White, this show is designed to help you navigate the complex world of wealth management with confidence.

Whether you’re looking to grow your savings, plan for retirement, or explore the latest trends in the financial markets, each episode offers practical tips, real-life success stories, and valuable insights tailored for entrepreneurs, business owners, and individuals looking to secure their financial future.

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"factual up to date market info"

Great content from Joel and the team, easy listening, factual up to date market info which helps you improve your knowledge and gain a better understanding of how you can reach your property goals.

GJSmartie

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Awesome content from someone I know personally that walks-the-walk to back his talk!

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Real interviews with real people in the property investment arena. Great to hear people's journeys and the resources R&W have to help people on their property journey.

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Get valuable insight to property finance straight from industry leaders. Very good podcast that keeps the topic conversational and lighthearted so if you’re new to the industry or an investor or just interested its easy to follow. Looking forward to the news ones this year!

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All round great podcast - plenty of industry insights.

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Awesome content on momentum investing and from a truly transparent honest broker. Keep up the great work 👌

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