Thank you for another easy re-mortgage on one of our properties. You guys are always so helpful and keep us informed each step of the way! We couldn't do what we do with you and your team.
Great service from Ramsay & White. Joel took the time to meet via zoom to fully understand my requirements before recommending any services/products moving forward. Will Roberts provided weekly+ updates for remortgage and quickly found alternative offers when required. Remortgage completed quickly and without any issues. Excellent customer service, friendly and professional. I would highly recommend!
We did our mortgage and remortgage with Hannah Price, she was fantastic! She was very knowledgable and helped us find the best offers for us! I would definitely recommend her to anyone!
I've completed multiple mortgages with help from Chris at Ramsay & White, and intend to do many more, because of Chris's overall excellent service. I would highly recommend. Thanks Chris.
Worked for Joel and the whole team for over 4 years now. Residential, commercial and bridging finance. Always super professional, quick, efficient, helpful and on the end of a call anytime. Highly recommended and we see them as an extension of our own team.
Great service from Indigo at Ramsay & White. She is very knowledgable and super responsive - and has got the mortgage offer through in record time! Thank you so much for all of your time and support, Indigo.
Glad I used Ramsay & White (Jordan and Dean in particular) for a BTL mortgage. They were professional and responsive, and I was able to get an offer from the bank in timely manner. I would highly recommend R&W, they are great!
Special thanks to Olly & Will for helping me as a first time buyer. Replies were prompt and they provided me with regular updates. Completely put me at ease, they explained the process and how to get the best deals! Would highly recommend, great customer service.
Our Process for Holiday Let Mortgages
We like to work with lenders who adopt a flexible approach to lending and, unlike some lenders, will include gross holiday rental income as well as personal income when calculating affordability for your mortgage.
We'll start by scheduling an initial consultation with you to discuss your goals and requirements for your holiday let property. This consultation will help us understand your investment goals and objectives, as well as any specific challenges or concerns you may have.
Our experts will conduct a thorough analysis of the holiday let rental market to provide you with a comprehensive understanding of the local rental market conditions. We'll analyse factors such as demand, competition, and rental rates to help you determine the potential rental income of your property.
If you're in the market for a holiday let property, we can provide property sourcing services to help you find the ideal property for your investment goals. We'll help you find properties that fit your budget, location preferences, and investment goals, and provide you with expert advice on evaluating and selecting the right property.
Based on your requirements and goals, we'll provide expert guidance on the most suitable mortgage products for your needs. We'll help you evaluate the benefits and drawbacks of different mortgage products and ensure that you have a mortgage that's tailored to your specific requirements.
Our team will provide ongoing support and guidance throughout the mortgage process, from application to completion. We'll keep you informed of progress, answer any questions you may have, and ensure that the process runs as smoothly as possible.
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Learn more about our team of experts, our mission, and our commitment to exceptional service.