Business funding and corporate finance for growing companies

Our Corporate Finance team arranges funding for UK businesses, from a single straightforward facility through to acquisitions, management buyouts and larger, more complex transactions. Extensive lender panel, experienced advisers and a simplified process built for speed.

Factory owner walking the production floor with an engineer
Funding from £25k to £25m+
Funding solutions tailored to your business and objectives
UK-wide
Working with businesses and founders based all over the UK
Extensive lender panel
Access to high street, challenger, specialist and alternative lenders
NACFB
Professional commercial finance brokerage standards
Who we work with

From a first growth facility to a complex transaction

We work with business owners across agriculture, leisure and hospitality, construction, manufacturing and engineering, transport and logistics, commercial vehicles, food and beverage, and utilities and waste.

Founder of a small manufacturing business in her workshop
Founders & owner-managed businesses

Scaling businesses that need funding shaped around how they trade.

Engineer and metalworker reviewing drawings on a factory floor
Established SMEs

Funding for equipment, stock, contracts and working capital.

Management team meeting around a boardroom table
Management teams

Teams buying the business they run, or acquiring one, via MBO or MBI.

Factory manager and engineer planning the next stage of growth
Acquisitive & complex businesses

Buy-and-build plans, shareholder exits and larger requirements.

Our advantage

Why Ramsay & White?

We secure competitive, tailored corporate finance and give holistic advice, so business owners looking to scale get the right structure, not just the first offer.

Will Roberts, Managing Director Corporate Finance at Ramsay & White

Extensive lender panel

High street and clearing banks, challenger and specialist lenders, asset and invoice finance providers, private and alternative funders. We match the lender to your requirement.

Tailored, holistic advice

Funding structured around your plan, with property finance and wealth management under the same roof when you need them.

Simplified process and speed

A lender-ready proposal from day one, a clear timeline, and terms back quickly so you can act on the opportunity.

One adviser, start to finish

From a straightforward facility through to acquisitions, MBOs and larger transactions, without changing adviser as your needs grow.

Our process

From first conversation to funds in place

Three steps, one adviser throughout. We tell you what to expect at each stage and what we need from you.

1
30 minutes · No obligation

Discovery call

A conversation with an adviser to understand your business, the funding requirement and the timeline you are working to. You leave with a clear view of the options and indicative pricing.

You bring: an outline of the requirement and what the funding is for.
2
Typically days, not weeks

Lender terms provided

We build a lender-ready proposal and approach the most suitable lenders on our panel, then bring back competitive terms for you to compare side by side.

You bring: recent accounts, management information and, for larger deals, forecasts.
3
Timing depends on the product

Funds issued

We manage the application, any valuation and the legal work through to completion, and stay alongside you until the funds are drawn.

You bring: signed documents and anything the lender's conditions ask for. We chase the rest.
What we fund

Funding solutions for every stage of your business

From everyday business funding to growth, acquisitions and restructuring. Select a service to see what it's used for, typical deal size and what lenders look for.

Will Roberts, Managing Director Corporate Finance at Ramsay & White

Make an enquiry

Tell us what you're looking for and one of our corporate finance advisers will call you back, usually the same working day.

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Client Testimonials

What business owners say about working with Ramsay & White on their funding.

What an excellent, professional and friendly service. Ramsay & White have helped us launch our Property Investment business, and done so with guidance and support along the way. Here is to many more deals. Thank you

Alex Johnson

I outgrew my previous IFA and was in need of a company to take my business to the next level. From the outset these guys were professional and clearly experienced working with property investors. They managed to assist with my refinance and I will continue to use Ramsay & White to assist with growing my portfolio through my LTD company.

Ashley Matthews

Great service from Ramsay & White as always. Professional, full of knowledge and the best way to help investors that need finance, From bridging loans to mortgages and more the customer service will keep you coming back time after time.

Allan Harding

Corporate Finance FAQs

Common questions about business funding, how we work and what to expect.

What is the difference between corporate finance and a business loan?

Corporate finance covers the full range of funding a business might need, from a straightforward loan through to acquisitions, buyouts and larger, structured transactions. A business loan is one tool within that; corporate finance is the broader advice and lender-access service that sits around it.

How much can I borrow?

We arrange funding from £25k to £25m+ to support your business growth. The amount and structure depend on your business, its cash flow and the security available, so get in touch even if you are not sure where your requirement sits and we will tell you honestly whether it is the right fit.

How long does it take to arrange business funding?

It depends on the product. Asset and invoice finance facilities can complete in days; unsecured loans typically take one to two weeks; secured, acquisition and MBO funding usually runs from four to twelve weeks depending on valuations, due diligence and legal work. We will give you a realistic timeline on the discovery call.

What information will I need to provide?

Usually recent accounts, management information and, for larger or transactional funding, forecasts. These help us build a lender-ready proposal. We will tell you exactly what is needed once we understand your requirement.

Which lenders do you work with?

We work with an extensive lender panel spanning high street and clearing banks, specialist and challenger lenders, asset and invoice finance providers, and private and alternative funders. We match the lender to your requirement, not the other way round.

Can you help with buying a business or a management buyout?

Yes. This is a core part of what we do, from management buyouts and buy-ins through to acquisition finance and larger, bespoke transactions.

Is the first conversation free?

Yes. An initial discovery call is free and confidential, with no obligation to proceed.

Have More Questions?
Schedule a Call with our Team

News & Updates

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Explore our latest business funding insights, case studies and news.

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Discover More About Us

Learn about our journey, our mission, and the team of experts dedicated to guiding you through your financial and property endeavours.

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Ramsay & White Corporate Finance is a trading name of Ramsay & White Corporate Finance Ltd, which is an Appointed Representative of New Leaf Distribution Ltd, authorised and regulated by the Financial Conduct Authority, FCA number 460421. Ramsay & White Corporate Finance is a credit broker and not a lender. We work with a panel of lenders to find you a potentially suitable arrangement for consideration. ICO registration ZC246341, which you can check via www.ico.org.uk. Registered address: 7 Soundwell Road, Staple Hill, Bristol, United Kingdom, BS16 4QG. Registered in England & Wales. Registration number: 17450526.

We will receive commission from lenders. Different lenders pay different amounts depending on different commission models. For transparency we work with the following commission models: fixed fee, fixed rate of commission, percentage of the amount you borrow and rate for risk (this is based on the risk profile of the application). Further details of the commission model, calculation and amount will be disclosed to you throughout your customer journey.