Our team of experienced professionals can help you find the perfect mortgage to suit your needs, whether you're a first-time buyer or a seasoned homeowner looking to upgrade. We'll work with you to understand your financial situation and find a mortgage that fits your budget and lifestyle.
Buying your first home can be an exciting, but also daunting, experience. That's why we're here to guide you through the process, step by step. Our dedicated team will help you understand the different mortgage options available, and work with you to find the one that's right for you.
If you're looking to release equity from your home, we can help. Our experts can guide you through the process and find a mortgage that allows you to access the equity in your home without having to sell it.
If you're looking to transfer to a new mortgage product, we've got you covered. Our team will help you understand the different options available and find the one that best suits your needs. We'll work with you to make the transfer process as smooth and stress-free as possible.
Worked for Joel and the whole team for over 4 years now. Residential, commercial and bridging finance. Always super professional, quick, efficient, helpful and on the end of a call anytime. Highly recommended and we see them as an extension of our own team.
Great service from Indigo at Ramsay & White. She is very knowledgable and super responsive - and has got the mortgage offer through in record time! Thank you so much for all of your time and support, Indigo.
Thank you for another easy re-mortgage on one of our properties. You guys are always so helpful and keep us informed each step of the way! We couldn't do what we do with you and your team.
Glad I used Ramsay & White (Jordan and Dean in particular) for a BTL mortgage. They were professional and responsive, and I was able to get an offer from the bank in timely manner. I would highly recommend R&W, they are great!
Special thanks to Olly & Will for helping me as a first time buyer. Replies were prompt and they provided me with regular updates. Completely put me at ease, they explained the process and how to get the best deals! Would highly recommend, great customer service.
Great service from Ramsay & White. Joel took the time to meet via zoom to fully understand my requirements before recommending any services/products moving forward. Will Roberts provided weekly+ updates for remortgage and quickly found alternative offers when required. Remortgage completed quickly and without any issues. Excellent customer service, friendly and professional. I would highly recommend!
We did our mortgage and remortgage with Hannah Price, she was fantastic! She was very knowledgable and helped us find the best offers for us! I would definitely recommend her to anyone!
I've completed multiple mortgages with help from Chris at Ramsay & White, and intend to do many more, because of Chris's overall excellent service. I would highly recommend. Thanks Chris.
Our Process for Residential Mortgages
Our clients benefit from our customer-focused and personalised approach, giving them peace of mind and as much involvement in the project as desired.
During the consultation, our team will help you understand your financial situation and goals. We'll ask about your income, assets, and credit history and discuss the type of property you're looking to purchase or refinance.
Based on the information provided during the initial consultation, our team will recommend a range of mortgage options that are tailored to your individual needs. We'll provide you with detailed information on each option, including the interest rate, fees, and terms.
As a leading expert in property finance in the UK, we have access to a wide range of mortgage products and lenders. This allows us to offer competitive rates and terms that may not be available to individual borrowers.
Once the mortgage application is approved, our team will assist you in closing the loan and securing the funds. We'll work with you to ensure that all the necessary paperwork is completed and will be there to answer any questions you may have throughout the process.
After completion, we provide continued support to all of our clients, answering any questions you may have and help with any of your future property finance needs.
Property Investing Strategies: How to Pick the Right One for You
Product Transfers vs Remortgages: What are the Differences, Advantages and Disadvantages?
What is Equity Release and How Does it Work? A Guide for Homeowners
Learn more about our team of experts, our mission, and our commitment to exceptional service.