Advice for Business Owners and Entrepreneurs

We work closely with business owners and entrepreneurs to ensure their personal and professional finances are in order which allows them to focus on the development of their company.

Ramsay & White Wealth Management - Advice for Entrepreneurs
Planning for your business future

Building a business requires commitment, determination and knowledge

You’ll need to have a vision, execute a business plan, build a team, create a business model that is sustainable and bring to market a product or services that has a strong demand. For your business to grow and develop you must seek ways to improve all areas of the business, which involves time and planning.

We love working with business owners and entrepreneurs who are creating positive change in their market and adding value to the end user and the team they employee.

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"When everything seems to be going against you, remember the airplane takes off against the wind, not with it."

Henry Ford

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How we help you

Company Pensions

Workplace pensions are set up by employers to let employees save money for retirement. The employer normally has to make the employee part of the pension scheme, and pays into it for them. Some workplace pensions are called 'occupational', 'company' or 'work-based' pensions.

At Ramsay & White Wealth Management we can help you understand the available options to you as an employer which will allow you to make an informed decision on what’s best for your company and growth plans.

Financial Planning

When running a company you can often neglect your own personal financial position and future plans.

We help create that time for you by building a bespoke plan that allows you to run your business whilst knowing confidently your own financials are being managed professionally in the background.

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Investment Management

Platform Solution
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We may recommend that you hold and trade your investments and or/pensions in one place via a platform service. Under this solution, the funds are managed by Discretionary Fund Managers (DFM) through the construction of model portfolios which align to your attitude to risk and offer diversification. By opting for this solution, you will have easy access to valuations and up to date information via accessing the Platform where the funds are held. The DFMs will also send quarterly reports detailing the investment performance and valuation of your portfolio to keep you regularly updated. This solution also provides greater security for your funds as they are ringfenced from the DFMs.

Life Office Solution
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This option might be suitable for clients who have basic needs and do not require the use of a platform to view their investments and are happy to receive reports less regularly from the provider.

Bespoke Solution
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For clients investing over £200,000 and have a higher net worth, we may recommend a bespoke fund management solution where a unique portfolio is created for them. This will allow for an investment manager to be working alongside their Financial Adviser to monitor the investment and fund performance.

Boutique Solution
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For example a client requiring inheritance tax mitigation strategies; enhanced annuities, onshore bonds, or sharia compliant investments.

Existing Solution
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Having reviewed your existing portfolio and investment, we may recommend no changes are required but offer our ongoing services as your Financial Adviser.

Pensions and Retirement

Our advisor and consulting team will take time to understand your retirement requirements and build a plan that matches your attitude to risk, capacity for loss and to maximise the opportunities available to yourself.

As life can move quickly and retirement ever pending its important to implement a plan early on to secure an ideal outcome and lifestyle you would like to maintain after you exit or retire from your business.

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Speak to our Founder and Group MD, Joel White

Joel works closely with our higher net worth and entrepreneurial clients who are looking to accelerate growth within their business and investment portfolios.

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Speak to Our Investment Team

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