Property Development Finance

Ramsay & White have a proven track record in development finance, working closely with both developer and finance institutions to deliver great customer service, allowing you to focus on the project at hand.

Whether you’re an experienced or first time developer, our specialist advisors will structure the right deal for your project.

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Why Property Development Finance?

Property development finance is a type of funding used by developers to finance large scale construction projects. It’s a short-term loan used to purchase land or cover the costs of construction or major refurbishment.
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Loans up to 70% LTGDV

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Borrow up to £25 Million

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Cover up to 100% of work costs

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Terms from 1 month to 5 years

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Market-leading rates

How We Help You

Unlocking Opportunities in Development Finance

At Ramsay & White, we bridge the gap between visionary developers and optimal finance solutions.

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Initial Acquisition Finance

Leverage our industry insights and connections to secure optimal funding solutions for your initial property acquisitions.

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Construction Finance:

Navigate your construction financing with our guidance, unlocking tailored finance options through our extensive network of lenders.

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Refurbishment Loans

Transform your properties with our expertise, accessing bespoke refurbishment loans through our established relationships with financial institutions.

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Exit Finance

Optimise your project’s value and ensure a smooth post-completion phase with our strategic consultancy and access to structured exit finance solutions.

Development Finance FAQs

Find answers to the most commonly asked questions about our Property Development Finance.

What is Development Finance and how does it work?
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Development Finance is a type of funding that provides developers with the financial resources to acquire, develop, or refurbish property. It typically involves a loan that is secured against the property being developed, and is designed to provide funding for the entire project from start to finish.

What types of property development projects can I finance through Development Finance?
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You can finance a wide range of property development projects through Development Finance, including residential, commercial, and mixed-use developments.

What are the eligibility criteria for Development Finance?
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The eligibility criteria for Development Finance may vary depending on the lender, but typically include factors such as the value of the property, the borrower's credit history, and the borrower's ability to repay the loan. Our team can provide expert advice on the eligibility criteria and help you navigate the application process.

How much can I borrow through Development Finance?
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The amount you can borrow through Development Finance will depend on factors such as the value of the property, your financial circumstances, and the lender's criteria.

What documentation do I need to apply for Development Finance?
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The documentation required for a Development Finance application may vary depending on the lender, but typically includes details of the property being developed, your financial statements, and your business plan. Our team can provide expert guidance on the documentation requirements and help you prepare a successful application.

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Have More Questions?
Schedule a Call with our Team

Client Testimonials

Discover the experiences shared by our clients, recounting their journey with us in the realm of property investments.

We have been using Ramsay & White as our brokers for a number of years now. They have covered all of our lending requirements from buy-to-let, commercial to bridging. The knowledge and professionalism are second to none. I would highly recommend Ramsay & White.

Jeannette Linfoot

I have used Ramsay & White for several years, they're so helpful and knowledgeable and have always given me the best advice which I would say is invaluable. When using their services I am always being updated at every point throughout the process. I want to say a massive thank you to Joel White & Will Roberts. I've had nothing but an incredible experience from you and I look forward to carrying on working with you in the future.

Charlie Slocombe-Smith

Outstanding, efficient and effective service by Will and Joel. Regular updates, clear and precise. Highly recommended for a smooth, friendly professional service for your lending requirements and financing advice.

Steve Dury

Have worked with Paul and Rachel on several transactions. They have always been extremely knowledgeable, highly responsive and provided excellent service from start to finish.

Matt Barrow

I am over the moon with choosing this company to be part of my property financing journey! They are great, professional and dedicated to the task.

Allicia Stephens

Having done a number of deals with R&W I would highly recommend them! I have been very impressed with their professionalism and knowledge. They are efficient and very helpful, they have helped me grow my business very quickly over the last few months, doing multiple deals at the same time. I Can’t wait to carry on our journey together.

Harvinder Sull
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News & Updates

Latest on Property Development

Explore our latest development finance insights, case studies and news.

How to Leverage Development Finance for Maximum Returns

How to Leverage Development Finance for Maximum Returns

Explore the key aspects of leveraging development finance effectively to achieve maximum return on investment.
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Bridging and Development Loans - The Importance of Picking the Right Finance for Your Project

Bridging and Development Loans - The Importance of Picking the Right Finance for Your Project

Bridging and development finance are two prominent property finance options, each tailored to specific needs and objectives. Here's how to determine the best one for your project.

Why Ramsay & White?

Choosing Ramsay & White means aligning your project with a consultancy at the nexus of property, finance, and wealth. It's not just about accessing finance; it's about leveraging our holistic approach and extensive network to turn visions into tangible assets.

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