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Mortgages Tips & Insights

Our team offers valuable insights and tips on mortgages, from understanding the application process to navigating complex financing options, to help you achieve your property investment goals.

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Mortgages

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Mortgages

Smart contracts in real estate: Automating and simplifying property deals

Buying a house can be exciting. However, it’s also considered one of life’s most stressful events.

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The BRRR Property Strategy Explained

BRRR stands for Buy, Refurbish, Refinance, Rent. The BRRR Method is a real estate investing technique that entails purchasing a property, fixing it...

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A Guide to Buy-to-Let Mortgages in 2024

The UK buy-to-let (BTL) market comprises around 2.65 million private landlords with over 8.7 million rental properties, valuing the UK buy-to-let...

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Property Investing Strategies: How to Pick the Right One for You

In this article, we’ll explore the most common property investment strategies, along with their pros and cons, and delve into key considerations for picking the right strategy for you.

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Mortgages

Product Transfers vs Remortgages: What are the Differences, Advantages and Disadvantages?

Remortgaging is essential for homeowners that want to stay on the most competitive rates and term to meet their needs and circumstances. But when...

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Mortgages

What is Equity Release and How Does it Work? A Guide for Homeowners

Equity release is a way of using your home to generate income without needing to downsize your property. It is a type of mortgage that allows you to...

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Buy-to-Let

HMO

Mortgages

How to Diversify Your Buy-to-Let Property Portfolio

Many property investors find a strategy that works for them and tend to stick to what they know without ever trying something new. Wanting to...

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How to Start and Scale Your Buy-to-Let Property Business in 2022

Investing in a buy-to-let (BTL) property is one of the best ways to create financial security and build wealth by generating passive, monthly...

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Property Investment Strategy: A Quick Guide to Serviced Accommodation

Property Investment Strategy: A Quick Guide to Serviced Accommodation

Serviced accommodation is one of the fastest-growing sectors in the property rental market. It provides tangible benefits to both landlords and...

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5 of the Biggest Property Investing Myths Debunked

Bridging

Buy-to-Let

Mortgages

5 of the Biggest Property Investing Myths Debunked

When it comes to investing in property, like all investments, there are often misconceptions – particularly from first-time investors and overseas...

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The Beginners Guide to Property Investing

The Beginners Guide to Property Investing

Whether you’re interested in generating some extra cash, replacing your income, or building financial freedom – a property portfolio can provide...

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Buy-to-Let

HMO

Mortgages

3 Tips for Buy-To-Let Investors During a Pandemic

The UK economy is officially in recession for the first time since 2009. To make matters worse, we’re also in the thick of a global pandemic. But...

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Infographic: U.K. Stamp Duty and Land Tax Temporary Changes

Infographic: U.K. Stamp Duty and Land Tax Temporary Changes

With England, Northern Ireland, Scotland and Wales making temporary changes to Stamp Duty and Land Tax, here's a breakdown of how the changes vary...

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Buy-to-Let

HMO

Mortgages

What are the pros and cons of investing in HMOs?

Houses of Multiple Occupancy (HMOs) have been rapidly growing in popularity among property investors over the last few years. With gross yields...

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9 Tips To Scale Your Property Portfolio - Ramsay & White Property Finance, arial shot of neighbourhood

9 Tips To Scale Your Property Portfolio

When done well, investing in property can provide lucrative returns. In order to go from being a beginner landlord to a property investor with a...

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April Figures Show A Surge In UK Rental Demand

Buy-to-Let

Mortgages

News

April Figures Show A Surge In UK Rental Demand

New figures from Zoopla have revealed that, after falling 57% at the start of the coronavirus outbreak, demand for rental properties has bounced...

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What Coronavirus Means for Property Investors

Mortgages

News

What Coronavirus Means for Property Investors

We’re currently experiencing a strange time in history and the only thing that’s certain right now, is uncertainty. While no one knows exactly...

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Mortgages

News

Coronavirus Mortgage Payment Holiday: Common Q's & A's

With the Covid-19 epidemic causing a global health and financial crisis, mortgage lenders are offering a coronavirus mortgage payment holiday...

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What the 2020 Budget Means for Property Investors

What the 2020 Budget Means for Property Investors

With the new Chancellor of the Exchequer, Rishi Sunak, announcing the 2020 budget and the Bank of England decreasing the base rate – here’s a...

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How to Maximise Your Buy-to-let Profits in 2020

2020 has so far seen the lowest number of Landlords since 2012 and with more new legislation changes set-to come into play in 2020, many Landlords...

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Which finance is best suited to my property investment strategy?

When it comes to investing in property, there are a number of routes you can go down. It all depends on your goal. This isn’t just your financial...

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Ramsay & White Keynote Speakers at Touchstone Education Event

Ramsay & White Keynote Speakers at Touchstone Education Event

Ramsay & White are proud to be the keynote speakers for Touchstone Education's upcoming TEN event. TEN (Touchstone Education Networking) is a...

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Tips For Growing a Property Portfolio Fast

Buy-to-Let

Commercial

Mortgages

What are the tips for growing a property portfolio fast?

For many property investors and BTL landlords, the dream of building wealth and financial freedom is often the driver behind building a property...

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Bridging

Commercial

Mortgages

Landlord Legal Requirements for First-Time Investors

While renting out a property can bring financial rewards, failing to carry out the legal requirements can put your tenants' safety at risk and...

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Bridging

Commercial

Mortgages

Things to Consider Before Purchasing Your First Buy-to-let

A buy-to-let property is bought specifically to be rented out to tenants allowing property investors to benefit from the monthly rental income or...

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Buy-to-Let

Commercial

Mortgages

2020 Legislation Changes Property Investors Need to Know

With the Conservatives remaining in power after the 2019 general election and Brexit finally underway, the ‘Boris Bounce’ has seen the property...

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What is a Second Charge Mortgage and how can it help Property Investors?

Commercial

Mortgages

What is a Second Charge Mortgage and how can it help Property Investors?

Also known as a second charge loan, a second charge mortgage is used as security against the borrowers’ home and commonly used to raise money...

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