At Ramsay & White Wealth Management we work with the UKs leading accountants, lawyers and professionals working with high profiles and high net worth individuals to support their financial needs and requirements.
If your client is a business owner, entrepreneur or successful individual we know that good advice will be important to them and that they will see you as part of their extended team.
We work closely with professionals like yourself to offer holistic advice to ensure their wealth is diversified, protected and ultimately allowing growth within the portfolio.
Retirement planning usually starts with thinking about what you want your future to look like. Then, it is possible to calculate how much money you will need to achieve your goals. Using this, we can analyse your savings and outgoings to find out how long your money will last and whether you’re on track, or look at what you need to do to get there. We call this cashflow modelling.
Estate planning can save a huge amount of tax. Inheritance tax is usually charged at 40% on anything above your nil rate band. Taking action early means more of your money will go to your beneficiaries. There are many ways to manage, reduce or eliminate an inheritance tax bill
Investing is an effective way to put your money to work and potentially build wealth. Smart investing may allow your money to outpace inflation and increase in value.The greater growth potential of investing is primarily due to the power of compounding and the risk-return trade-off.
Life can take many unexpected turns. It's never too early to plan for the unexpected. We help in preparing for life-changing events such as divorce or care in later life.
