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News & Insights

Latest in Property, Finance and Wealth Management

Read the latest research, expert analysis and reports from Ramsay & White.

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Labour Government's Budget Plan: Potential Reforms in the Pipeline

An insight into the Labour government's potential pension and tax reforms to tackle the £22bn deficit in the upcoming Budget announcement.
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Market Update: August 2024 Overview

Market Update: August 2024 Overview

Global markets in August 2024 featured U.S. tech gains, European rate expectations, and Japan's impressive rally.
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Understanding ISAs: A Guide to Investing in ISAs in the UK
Wealth Management

Understanding ISAs: A Guide to Investing in ISAs in the UK

ISAs are a powerful tool for tax-efficient savings and investments. Here's how to get the most out of an ISA to build your wealth.
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Inheritance Tax in the UK: A Quick Guide and Strategies for Mitigation
Wealth Management

Inheritance Tax in the UK: A Quick Guide and Strategies for Mitigation

Taking control of your financial legacy involves careful consideration to ensure your wealth is preserved for future generations. Here are the key things to consider around inheritance tax.
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Family in the sun Lifetime ISA UK
Wealth Management

5 FAQs about Lifetime ISAs

A Lifetime ISA (LISA) is designed to help people save for two specific purposes: buying their first home and saving for retirement. Let's take a look at the 5 most common FAQs for Lifetime ISA...
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Piggy Bank box on top of stacked coins - pensions and retirement fund SIPP and SSAS differences and benefits
Wealth Management

SSAS vs SIPP Pensions

Investing in a pension is a crucial step towards securing your financial future. As we age, our ability to earn income decreases, and having a pension can provide a reliable source of income in retirement.
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Here are some of the most common mistakes inexperienced landlords make, so you can avoid doing the same! | Property Investing Guide: 7 Biggest Landlord Mistakes to Avoid
Buy-to-Let
Property Investment

Property Investing Guide: 7 Biggest Landlord Mistakes to Avoid

While property investing can offer lucrative financial rewards, without experience and guidance, it can be easy to quickly lose money, time, and...
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Ramsay & White - Guide to Investing: 10 Key Principles
Wealth Management

Guide to Investing: 10 Key Principles

Investing allows you to build wealth over time and maximise compounding returns. It is considered one of the most important things anyone can do to create a healthy financial future.
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Ramsay & White - Guide to Getting Set for Retirement - Elder couple talking
Wealth Management

Guide to Getting Set for Retirement

When you reach the last five years before retiring, there will be many things to consider, such as your health, finances, housing situation, and plans to live comfortably in retirement.
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Guide to Maximising Pensions Savings before you retire
Wealth Management

Guide to Maximising Pensions Savings

Many people feel financial pressure at the moment due to rising inflation and the cost-of-living crisis. In these challenging circumstances, it can be hard to consider saving for the future.
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Product Transfers vs Remortgages: What are the differences, advantages and disadvantages?|Product Transfers vs Remortgages: What are the differences, advantages and disadvantages?|Product Transfers vs Remortgages: What are the differences, advantages and disadvantages?|Product Transfers vs Remortgages: What are the differences, advantages and disadvantages?
Mortgages

Product Transfers vs Remortgages: What are the Differences, Advantages and Disadvantages?

Remortgaging is essential for homeowners that want to stay on the most competitive rates and term to meet their needs and circumstances. But when...
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A Beginner’s Guide to Bridging Loans
Bridging
Property Investment

A Beginner’s Guide to Bridging Loans

Over the last few years, bridging loans have become increasingly popular amongst property investors and developers looking to grow their property...
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What is Equity Release and How Does it Work? A Guide for Homeowners
Mortgages

What is Equity Release and How Does it Work? A Guide for Homeowners

Equity release is a way of using your home to generate income without needing to downsize your property. It is a type of mortgage that allows you to...
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How to Diversify Your Buy-to-Let Property Portfolio
Buy-to-Let
HMO
Mortgages

How to Diversify Your Buy-to-Let Property Portfolio

Many property investors find a strategy that works for them and tend to stick to what they know without ever trying something new. Wanting to...
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8 Common and Creative Ways to Use Bridging Finance
Bridging
Property Development

8 Common and Creative Ways to Use Bridging Finance

Bridging loans can be an extremely useful finance tool for property investors, business owners and individuals needing a short-term cash injection...
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How to Start and Scale Your Buy to Let Property Business in 2022
Bridging
Buy-to-Let
HMO
Mortgages

How to Start and Scale Your Buy-to-Let Property Business in 2022

Investing in a buy-to-let (BTL) property is one of the best ways to create financial security and build wealth by generating passive, monthly...
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Property Investment Strategy: A Quick Guide to Serviced Accommodation
Bridging
Buy-to-Let
HMO
Mortgages

Property Investment Strategy: A Quick Guide to Serviced Accommodation

Serviced accommodation is one of the fastest-growing sectors in the property rental market. It provides tangible benefits to both landlords and...
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5 of the Biggest Property Investing Myths Debunked
Bridging
Buy-to-Let
Mortgages

5 of the Biggest Property Investing Myths Debunked

When it comes to investing in property, like all investments, there are often misconceptions – particularly from first-time investors and overseas...
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Ramsay & White Confirmed as LendInvest Strategic Partner for 2022
News

Ramsay & White Confirmed as LendInvest Strategic Partner for 2022

Ramsay & White are excited to announce we have been chosen as LendInvests' Strategic Partner for 2022! LendInvest is a forward-thinking,..
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Key Dates for Landlords to Be Aware of in 2022
News

Key Dates for Landlords to Be Aware of in 2022

It’s crucial that Landlords stay up to date with legislation and regulation changes within the property industry in order to ensure their tenants...
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Whether you’re looking to grow your savings, plan for retirement, or explore the latest trends in the financial markets, each episode offers practical tips, real-life success stories, and valuable insights tailored for entrepreneurs, business owners, and individuals looking to secure their financial future.

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