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Commercial-to-Residential Success: Ramsay & White Secures Funding for Egham PD Scheme
At Ramsay & White, we're proud to support experienced developers in delivering high-quality projects that contribute meaningfully to local housing supply. One of our latest success stories, led by Partner Paul Davies, is a standout example of what’s possible with the right finance structure in place.
The Deal
We recently arranged funding for an experienced client undertaking a permitted development (PD) conversion in Egham. The scheme involves transforming a commercial property into 20 high-spec one-bedroom apartments, capitalising on strong demand in the local residential market.
- Purchase Price: £2.1 million
- Cost of Works: £1.6 million
- Gross Development Value (GDV): £5.5 million+
The project is a textbook example of PD success — utilising existing space efficiently while keeping timelines streamlined thanks to the reduced planning constraints.
Funding the Vision
Working closely with Acre Lane Capital, we secured a structured bridging and development facility tailored to the client’s needs and the project timeline. The lender’s appetite for experienced operators and well-located schemes made them the perfect fit.
Our client, with a proven track record in similar conversions, was able to move quickly — a key factor in capitalising on the opportunity in Egham’s competitive property market.
Expert Insight, Efficient Execution
At Ramsay & White, we understand that speed, structure, and certainty are crucial in today’s property development landscape. With access to a wide network of specialist lenders and in-house expertise, we’re able to deliver bespoke funding solutions — from bridging through to full development finance.
Industry Recognised Expertise
Our award winning team stays up-to-date on the latest products, rates, and regulations, so you can be confident that you're getting the best possible advice.
Streamlined Process
We make any property financing stress-free by guiding you every step of the way. We'll work with you to gather the required documentation and will be there to answer any questions you may have throughout the process.
Competitive Rates
As a leading expert in property finance in the UK, we have access to a wide range of mortgage products and lenders. This allows us to offer competitive rates and terms that may not be available to individual borrowers.
Customer Oriented
We understand that every client's needs are unique, which is why we take the time to understand your goals and financial situation, and work with you to find a financing solution that fits your needs.
Continued Support
After completion, we provide continued support to all of our clients, answering any questions you may have and help with any of your future property finance needs.
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