Personal Name or Limited Company? Your Free Buy-to-Let Guide

Should you buy your next rental property in your own name, or through a limited company?

It sounds like an administrative detail. It isn't. The structure you choose shapes how your rental profit is taxed, how much of your mortgage interest you can offset, what happens when you sell, and how easily you can pass the property on. It is far cheaper to get right at the outset than to unpick later.

There is no single right answer. It depends on your income, how many properties you plan to hold, and whether you want the income now or intend to reinvest.

Our free guide explains both options in plain English, sets them side by side, and gives you the questions to work through before you buy, so you can have a genuinely informed conversation with your adviser and accountant.