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Double Your Rental Income Potential with HMO Investment
If you’re serious about maximising property returns, the latest data from Aldermore makes a compelling case for HMOs (Houses in Multiple Occupation).
According to their research, HMO landlords are earning double the gross rental income of standard landlords.
- Average gross rental income for HMOs: £120,283 (past 12 months)
- Average gross rental income for single lets: £61,846 (same period)
And the figures get even more impressive:
- 30% of HMO landlords achieved between £100k–£199,999 in gross rental income, compared to just 10% of non-HMO landlords
- 13% of HMO landlords generated more than £200k, compared to only 5% of single-let landlords
As Joel, Founder of Ramsay & White, points out:
“HMOs are an incredibly attractive asset class for landlords. The potential to significantly increase rental income, combined with strong tenant demand and reduced void risk, makes them a compelling choice for investors looking to grow their portfolios.”
Why HMOs Matter for Investors
- Higher Yields: Room-by-room letting boosts overall rental income potential.
- Strong Tenant Demand: Students and young professionals increasingly prefer HMOs for affordability and social benefits.
- Resilience: With multiple tenants in one property, landlords reduce the risk of void periods compared to single lets.
How Ramsay & White Can Help
Turning HMO potential into real returns requires the right finance, structure, and compliance – and that’s where our expertise comes in.
- Specialist HMO Mortgages: Not all lenders understand HMOs. We know who does, and can secure finance for complex, high-yielding properties.
- Portfolio Strategy: Whether converting a single-let or expanding a large portfolio, we’ll help structure finance to support your long-term goals.
- Compliance & Efficiency: From licensing to lender requirements, we ensure your application is watertight and moves smoothly.
At Ramsay & White, we go beyond securing finance. We act as your investment partner, giving you the clarity, structure, and lender access you need to grow.
Take the Next Step
If you’re considering diversifying into HMOs or scaling your portfolio, now is the time to explore the opportunities. The income potential is clear – and with the right broker by your side, it’s within reach.
Get in touch today and find out which lenders and products could help you unlock higher HMO returns.
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