Advice for Business Owners and Entrepreneurs

We may recommend that you hold and trade your investments and or/pensions in one place via a platform service. Under this solution, the funds are managed by Discretionary Fund Managers (DFM) through the construction of model portfolios which align to your attitude to risk and offer diversification. By opting for this solution, you will have easy access to valuations and up to date information via accessing the Platform where the funds are held. The DFMs will also send quarterly reports detailing the investment performance and valuation of your portfolio to keep you regularly updated. This solution also provides greater security for your funds as they are ringfenced from the DFMs.

This option might be suitable for clients who have basic needs and do not require the use of a platform to view their investments and are happy to receive reports less regularly from the provider.

For clients investing over £200,000 and have a higher net worth, we may recommend a bespoke fund management solution where a unique portfolio is created for them. This will allow for an investment manager to be working alongside their Financial Adviser to monitor the investment and fund performance.

For example a client requiring inheritance tax mitigation strategies; enhanced annuities, onshore bonds, or sharia compliant investments.

Having reviewed your existing portfolio and investment, we may recommend no changes are required but offer our ongoing services as your Financial Adviser.